Insurance Brokers & Consultants ~ Seattle

 
Renters insurance
You may not own the place where you live, but you still need insurance protection. Renters insurance will protect your personal property, your liability and moving expenses if your home becomes uninhabitable because of an covered loss. 

Earthquake, Landslide & Flood 
Did you know that Earthquake is NOT a covered peril on a standard homeowners property policy?  Your home may be your largest asset. Can you afford to count on FEMA?  Some people believe that, after an earthquake or flood, the government will step in with aid so that they will not lose financially. That is not generally true.

The government MAY provide disaster aid, but it does not protect the individual homeowner from loss. The most common Federal aid after a disaster is a low-interest loan, but you still need to pay the loan back. 

Flooding is also excluded from homeowners policies. Approximately 25% of flood damage claims come from low flood risk areas. A separate policy must be purchased to protect you from damage due to a flood.  

A difference in conditions policy provides coverage for earthquake, landslide, and flood, rather than purchasing separate policies.

Boatowners Policy

A Boatowners Policy can insure you against most risks of owning and operating your boat, its motor and its trailer. Just as importantly, it can protect you against liability lawsuits should you injure someone with your boat or damage their property.

Landlord Protection
Robinson Maurer Welts insures apartment buildings, dwellings rented to others, and condominium units held for rental. We offer policies tailored to each of these rental situations. Coverage includes buildings, liability protection, and loss of rental income insurance.

Loss assessment protection is available to owners of residential property in condominiums, homeowners associations, and other planned communities. A wide array of options and coverages are available to fit your needs. Talk to an account representative today.